A pension is a source of monthly income for people in their elderly years, making it one of the most crucial personal finance decisions a salary earner should make. The Government of India’s Atal Pension Yojana (APY), a pension programme, is targeted at employees in the unorganized sector. Based on the contributions made by the subscribers for their selected pension amount, subscribers will be eligible to get a minimum guaranteed pension per month once they reach the age of 60. As per the Finance Ministry’s regulations, beginning on October 1 income taxpayers won’t be allowed to enroll in the government’s Atal Pension Yojana (APY). As of today, interested taxpayers have till today to sign up for APY; but, if they fail to do so, what alternative investing options will be available to them starting tomorrow? Let’s find out.